Do you need travel insurance for Tenerife?

travelTenerife Travel Insurance.

Tenerife is a hugely popular holiday destination, is part of the Canary Islands, and comes under the jurisdiction of Spain for travel insurance purposes.

Alongside the other Canary Islands, Grand Canaria, Lanzarote, Fuerteventura, La Palma, La Gomera and El Hierro, Tenerife provides the ideal environment and climate or a short or long holiday, but can present some challenges in terms of access to, and cost of, healthcare.

Access to Healthcare

EU Citizens we’ll have reciprocal rights to healthcare in Spain, which will give them a good level of medical coverage, although there are numerous benefits to having some type of travel insurance as well.

Since the UK has left the European Union, UK residents are in a more complicated situation and would be well advised to take out some type of travel insurance to make sure they are covered for any medical emergencies and can be repatriated home if needed.


Since Brexit, most UK residents can have what is known as a UK Global Health Insurance Card, UK GHIC, in order to access emergency or necessary care, in Tenerife, either for free or at a reduced cost.

Certain UK residents may be able to use a UK European Health Insurance Card, UK EHIC if they still have one that has not expired, all they have stayed in the UK after Brexit certain rights after the withdrawal agreement.

Travel Insurance

Most travel insurance policies can provide a wide range of medical benefits, as well as other areas of cover, either for a single trip or on an annual basis.

When taking out any type of travel insurance, it is important to make sure that the correct geographical area is selected as insurance companies will vary their terms and conditions depending on which countries are being visited.

If the trip is simply to Tenerife, then make sure the European option is enabled, other countries ask to be included as well and seek the broadest possible geographical area which is likely to be worldwide, with possible exclusions to certain countries which may have current domestic or international problems.

It’s always a good idea to check out government advice about what countries are safe to visit, especially as this can determine the validity of any travel insurance policy.