Family Travel Insurance
Family travel insurance is typically a normal travel insurance policy that has been extended to include members of a family. This is usually teenagers, younger children or babies, although it can include extended members of a family as well.
This applies to single trip insurance policies, annual travel insurance policies, cruise holidays etc.
It is similar in a way to a group insurance policy, where it is easier and usually cheaper to have one policy that covers everyone, rather than individual policies.
Some insurance companies will charge extra for family members, other companies will let them be included at no extra cost depending on the number of people and their ages.
It is important to remember that each family member must be named on the policy, and all medical history disclosed for each one where appropriate. Each family member will need their own passport and it is important to check what vaccinations if any are required for any countries which will be visited.
Insurance companies may take different views as to what constitutes a family, taking into account things like whether or not the individuals live together. whether step children are involved etc.
Family travel insurance policies generally cover a range of situations, including medical emergencies, trip cancellations or interruptions, lost or delayed baggage, and other travel-related issues.